These Terms and Conditions ("Terms") govern your use of the BC-Consulting USA website at bcconsulting-usa.com and any related services provided by BC-Consulting USA ("Company," "we," "our," or "us"), a direct business lender located at 47 Evergreen Way, Loch Sheldrake, NY 12759 (EIN: 333945062).
By accessing or using our website, submitting an application, or engaging with our services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use our website or services.
BC-Consulting USA is a direct business lender that provides various business funding solutions, including but not limited to:
All funding products are subject to underwriting review, credit approval, and applicable state and federal regulations. Submission of an application does not constitute a commitment to lend. Terms, rates, and availability of funding products may vary based on individual business circumstances.
BC-Consulting USA does not offer personal loans, consumer credit, or services regulated under the Consumer Financial Protection Act as consumer financial products or services.
To use our website and apply for our funding services, you represent and warrant that:
We reserve the right to refuse service, deny applications, or terminate access at our sole discretion.
By opting in to receive SMS/text messages from BC-Consulting USA, you agree to the following terms governing our text messaging program. These terms are in addition to and incorporated into the general Terms and Conditions above.
BC-Consulting USA operates an SMS messaging program to send enrolled subscribers recurring marketing and promotional SMS/MMS messages, including offers, updates, and information about our financial products and services. Messages are sent using an automated telephone dialing system (ATDS).
You may opt in to receive SMS messages by checking the SMS consent checkbox on our contact form. By doing so, you expressly consent to receive recurring marketing and promotional SMS/MMS messages from BC-Consulting USA. Your consent constitutes your electronic signature and agreement to these SMS Terms.
You may opt out of receiving SMS messages from BC-Consulting USA at any time by replying STOP to any message you receive from us. Upon receipt of your STOP request, you will receive one final confirmation message and will be removed from our SMS list. You will receive no further messages unless you re-subscribe.
Reply HELP to any of our SMS messages to receive help information. You may also contact us at mark@bcconsulting-usa.com for assistance related to our SMS program.
Our SMS program is supported by major U.S. wireless carriers including AT&T, T-Mobile, Verizon, and others. Carrier availability may vary. BC-Consulting USA is not liable for delayed or undelivered messages caused by carrier network issues.
Your mobile number and SMS opt-in data are handled in accordance with our Privacy Policy. We do not sell or share your mobile information or SMS opt-in consent data with third parties for marketing or promotional purposes.
BC-Consulting USA reserves the right to modify or discontinue the SMS program at any time. We will provide notice of material changes via SMS or other appropriate means.
You agree to use our website only for lawful purposes and in a manner consistent with these Terms. You agree not to:
We reserve the right to terminate your access to the website at any time for violations of these Terms.
Our website and services are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. BC-Consulting USA expressly disclaims all warranties, including warranties of merchantability, fitness for a particular purpose, and non-infringement.
We do not warrant that our website will be uninterrupted, error-free, or free of viruses or other harmful components. Information on our website is provided for general informational purposes only and does not constitute financial, legal, or investment advice.
To the fullest extent permitted by applicable law, BC-Consulting USA and its officers, directors, employees, agents, and successors shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of our website or services.
Our total liability to you for any claims arising from or related to these Terms or our services shall not exceed the amount you paid to us, if any, in the twelve (12) months preceding the claim.
All content on the BC-Consulting USA website, including text, graphics, logos, images, and software, is the property of BC-Consulting USA or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works of, publicly display, or commercially exploit any content on our website without our prior written consent.
Your use of our website and services is also governed by our Privacy Policy, which is incorporated by reference into these Terms. Please review our Privacy Policy to understand our data collection and use practices, including our SMS messaging data practices.
Our website may contain links to third-party websites. These links are provided for your convenience and do not constitute our endorsement of those websites or their content. We have no control over third-party websites and are not responsible for their content, privacy practices, or availability. Your access to third-party websites is at your own risk.
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes arising out of or relating to these Terms or our services shall be resolved in the courts of Sullivan County, New York, and you hereby consent to personal jurisdiction in such courts.
BC-Consulting USA reserves the right to modify these Terms at any time. We will indicate the date of the most recent update at the top of this page. Material changes will be communicated through our website or by other appropriate means.
Your continued use of our website or services following the posting of revised Terms constitutes your acceptance of those changes. We encourage you to review these Terms periodically.
If you have questions about these Terms and Conditions, please contact us:
BC-Consulting USA
47 Evergreen Way
Loch Sheldrake, NY 12759
EIN: 333945062
Email: mark@bcconsulting-usa.com
For SMS program questions: Reply STOP to opt out, reply HELP for assistance, or email us at the address above.